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An external pension scheme (“EPP”) is a solution designed for foreigners who wish to invest in a pension fund in Mauritius. It is structured as a trust to provide pension benefits to its members and beneficiaries.

Advantages of joining an external pension scheme:

  • Flexibility – Transfer your accumulated benefits to another pension scheme on withdrawal from the scheme.
  • No entry/exit fees.
  • Cash out 25% of your pension benefits as lump sum.
  • A monthly pension for yourself, spouse and dependents.
  • Cost efficiency.
  • Access to global investments and in foreign currencies.
  • Life and disability benefits at an additional cost.
  • Tax incentives on contributions and investment income.