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Qualifying Recognised Overseas Pension Scheme
Moving abroad with you all the way.
What is a Qualifying Recognised Overseas Pension Scheme ?
A QROPS is an overseas pension scheme that HM Revenue & Customs (HMRC) recognises as eligible to receive transfers from registered pension schemes in the UK.
To qualify as a QROPS, the scheme must meet the requirements set by UK tax law, such as being available to residents in that country and not being accessible before age 55 unless under special circumstances.
If you live overseas or are thinking of moving abroad then you may consider transferring to a QROPS.
You may want your pensions to be in the country that you retire to so you are not receiving income in pounds and spending in a different currency, as exchange rates can fluctuate.
You may also find it easier to keep track of tax and regulation changes if they happen in the country that you reside.
You may be working outside of the UK for an employer that offers a QROPS and you like the benefits offered.
Our team of professionals are available to provide with more information on QROPS.
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